This website is maintained by SMF Business Support. This website may also include services provided by third parties and distributed through the website by virtue of a license, grant, or some other form of agreement between the third party and SMF Business Support. In the policies that follow, "we," "us," and "our" refers to SMF Business Support.

SMF Business Support provides this website under the following conditions. If you visit this website, you agree to accept our Privacy Policy and Terms Of Use. Please read them carefully.

Terms of Use

This notice describes the Terms Of Use agreement for SMF Business Support's website. By accessing and using this website, you are hereby agreeing to be legally bound by the following Terms Of Use. If you do not agree with all of the following terms and conditions, please do not use this website.

This version of our Terms Of Use agreement is effective as of July 10, 2010.

Terms of use content
• Copyright and Intellectual Property
• License and Site Access
• Electronic Communication
• Content Accuracy
• Privacy Policy
• Disclaimer of Warranties and Limitation of Liability
• Applicable Law and Disputes
• Severability
• Changes to Terms Of Use

Copyright and Intellectual Property

All content included on this website, including text, graphics, photography, artwork, design elements, SMF Business Support's logo and downloads is either the property of SMF Business Support or is published by SMF Business Support with the permission of the individual copyright holders. All content on this site is protected by United States and international copyright laws.

The compilation of all content on this website is the exclusive property of SMF Business Support's logo, graphics, images, page headers, and icons may not be used in connection with any product or service that is not SMF Business Support's or in any manner that is likely to cause confusion among customers.

License and Site Access

SMF Business Support grants you a nonexclusive, nontransferable, limited, revocable license to visit and use this website. We also grant you a nonexclusive, limited, revocable right to link to our homepage at www.smfbs.com and/or other pages on our website.

Any other copying or republication of any portion of our content without prior written consent of SMF Business Support is prohibited. This includes framing SMF Business Support's content on other websites. This website, or any portion of it, or any derivative uses of it, may not be reproduced, duplicated, copied, sold, resold, visited, performed, entered into databases, or otherwise exploited for any purpose, commercial or otherwise, without the express written consent of SMF Business Support.

You may not use this website for any unlawful purpose. Any unauthorized or illegal use of this website terminates any license granted to you by SMF Business Support.

Electronic Communication

When you visit SMF Business Support's website and send e-mails to us, you likewise consent to receive electronic communications from us. We will communicate with you via e-mail or by posting notices on this website. You agree that all notices, disclosures, agreements, and other communications that we provide to you electronically satisfy any legal requirement that such communications be made in writing.

Please be aware that sending e-mail is not a secure method of transmitting information. Do not send credit-card information or other sensitive information to us by e-mail. SMF Business Support is not responsible for any loss or damage that results from interception and/or unauthorized use by third parties of any information that you send us by e-mail.

For information regarding SMF Business Support's use of your e-mail address, please read our Privacy Policy.

Content Accuracy

SMF Business Support strives to be as accurate as possible. However, SMF Business Support does not warrant that all content on this website is accurate, complete, reliable, current, or error-free. Through your use of this website, you acknowledge the absence of any warranty of accuracy.

Privacy Policy

Please review our Privacy Policy, which is hereby incorporated into these Terms Of Use.

Disclaimer of Warranties and Limitation of Liability

This site is provided by SMF Business Support on an "AS IS" and "AS AVAILABLE" basis. SMF Business Support makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on it. You expressly agree that your use of this site is at your own risk.

To the fullest extent permitted by applicable law, SMF Business Support disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. SMF Business Support does not warrant that this website, its servers, or e-mail sent from our domain (smfbs.com) are free of viruses or other harmful components. SMF Business Support will not be liable for damages of any kind arising from the use of this site, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If your state has such laws, some or all of the above disclaimers, exclusions, and limitations may not apply to you, and you might have additional rights.

Applicable Law and Disputes

By visiting this website, you agree that the laws of the United States and, specifically, the state of California, without regard to principles of conflict of laws, will govern these Terms Of Use and any dispute that might arise between you and SMF Business Support. You agree that any action at law or in equity arising out of or relating to your use of this website or these Terms will be filed only in California, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. Persons who use this website do so on their own initiative and are responsible for compliance with applicable laws and regulations.

Severability

If any portion of these Terms Of Use is deemed invalid, void, or for any reason unenforceable, that portion shall be deemed severable and shall not affect the validity and enforceability of any remaining term.

Changes to Terms Of Use

SMF Business Support reserves the right to make changes to these Terms Of Use at any time. If these Terms Of Use change in the future, we will post and date the new version on our website. Please check our website periodically for any changes to this agreement or other site policies.